Exclusive Privileges Experience Superior Investment and Wealth Management Service Exclusive privileges* to enhance your status as CHIEF Privilege customers: Product Privileges Securities Enjoy additional margin ratio on selected qualified stocks (margin account) Enjoy flexible purchasing power without prior deposit of required funding (cash account) Handling fee waiver for: - IPO subscription through phone - Collecting cash and scrip dividends - Additional rights subscription Administration fee waiver for: - Nominee appointment to annual general meeting Investment Fund Subscription fee as low as 0.8% Bond Subscription fee as low as 0.3% Service Privileges Handling Fee Waiver Express fund transfer to designated bank accounts Statement re-print Registration for pay seminar Currency Exchange Enjoy preferential exchange rate for HKD/USD/RMB conversion among investment accounts in CHIEF More Privileges Designated Relationship Manager Regular catch-up with team of investment experts for portfolio review Regular presentation of customized investment portfolio report Priority for all seminars organized by CHIEF Admission to “By Invitation Only” social gatherings Exclusive gift offers * Note: The above privileges are subject to specific terms and condition.